the smart way to credit™

Getting You the Credit That You Deserve!

Nervous that your credit may influence your search for a new car? Route 22 Toyota knows that your credit affects your buying or leasing position. That's why there is the smart way to credit™ . The program provides options that can be given based on your current situation. Route 22 Toyota works with millions of people to lend and assure that everyone gets the credit they deserve. Whether you have good credit, light credit, bad credit or no credit at all - Route 22 Toyota has the relationships necessary to get you the credit that you deserve.


This is how it typically goes in regard to the monthly payment calculation:

New Vehicles - $17 - $28 per $1,000 borrowed

Used Vehicles - $18 - $31 per $1,000 borrowed

Estimates are based on FICO scores on a 60 month term and extended terms are available.

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  • Monday 9:00AM - 9:00PM
  • Tuesday 9:00AM - 9:00PM
  • Wednesday 9:00AM - 9:00PM
  • Thursday 9:00AM - 9:00PM
  • Friday 9:00AM - 9:00PM
  • Saturday 9:00AM - 9:00PM
  • Sunday Closed