Open Today! 10:00 AM - 8:00 PM
Tired of dealing with dummies
Map the Sales addressSales: (855) 618-7352109 Route 22 West, Hillside, NJ 07205
map the Service addressService: (855) 619-92931465 North Broad St, Hillside, NJ 07205
map the Service addressParts: (833) 256-70491465 North Broad St, Hillside, NJ 07205
Open Today! 10:00 AM - 8:00 PM

The Smart Way to Finance™


Have You Ever Been Confused by the Financing Options Available to You?

It's essential to understand your financing options when purchasing a vehicle. Route 22 Toyota in Hillside, New Jersey, is here to help! Let's go over how financing really works. A car loan typically goes for a duration of 24 to 60 months. The shorter the time period you choose to pay, the less interest. Although it seems best to pick a lease with a shorter duration, extended terms are always available.


What about the down payment? The more cash that you put down when first purchasing your vehicle, the less you owe in interest charges and the lower your monthly payments will be. Also, trade-in equity can be used for your down payment! Lenders typically prefer 20%-30% cash or equity.

Interest rate is based on several factors, including the year, make and model of the vehicle. Your job history and credit score come into play here as well. Equity or cash involvement also matter, along with a few other considerations.

The promising aspect of financing a vehicle? There are options for virtually every credit situation! At Route 22 Toyota near Newark, we're here to help you explore all of the options that are available to you, so when you're ready for the Smart Way To Finance™, visit us in Hillside!



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Dealer Information
Route 22 Toyota 109 Route 22 West Hillside, NJ 07205 Get Directions
Sunday:
CLOSED
Monday:
10:00 AM - 8:00 PM
Tuesday:
10:00 AM - 8:00 PM
Wednesday:
10:00 AM - 8:00 PM
Thursday:
10:00 AM - 8:00 PM
Friday:
10:00 AM - 8:00 PM
Saturday:
10:00 AM - 8:00 PM

1465 N Broad Street Hillside, NJ 07205

Sunday:
CLOSED
Monday:
7:00 AM - 5:00 PM
Tuesday:
7:00 AM - 5:00 PM
Wednesday:
7:00 AM - 5:00 PM
Thursday:
7:00 AM - 5:00 PM
Friday:
7:00 AM - 5:00 PM
Saturday:
7:00 AM - 5:00 PM

1465 N Broad Street Hillside, NJ 07205

Sunday:
CLOSED
Monday:
8:00 AM - 5:00 PM
Tuesday:
8:00 AM - 5:00 PM
Wednesday:
8:00 AM - 5:00 PM
Thursday:
8:00 AM - 5:00 PM
Friday:
8:00 AM - 5:00 PM
Saturday:
8:00 AM - 5:00 PM
Phone: